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Sheila had her share of credit issues due to a lack of knowledge about credit growing up. She made poor credit decisions and ruined her credit. Once she learned that she could leverage consumer laws to repair her credit, it was a gamechanger. Sheila upgraded her credit and upgraded her life.


She then understood the power that good credit has and believed it was her moral responsibility to share it with others. For over six years she has been helping people upgrade their lives through the power of credit, their mindset and financial literacy.

Meet Sheila Ann Pullum Jr.

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